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    <loc>https://www.cogencegroup.com/forensics</loc>
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    <lastmod>2024-12-11</lastmod>
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      <image:title>FORENSICS</image:title>
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      <image:title>FORENSICS</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592932614150-JN9IXVK66632U4AHBZXD/decision-makers-divided-blog-banner.jpg</image:loc>
      <image:title>FORENSICS - Economic Damages</image:title>
      <image:caption>When it comes to Economic Damages your biggest challenge will be finding an accounting firm that is technically skilled, while also being able to communicate the information in an easily understandable way. Economic Damages are rooted in lost profits of a business. Through careful analysis of lost revenue and avoided costs we arrive at a reliable Economic Damages conclusion.</image:caption>
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      <image:title>FORENSICS - Forensic Accounting</image:title>
      <image:caption>Forensic accounting disputes involve extensive analysis of financial records and data to understand how the money was spent. This service requires a combination of expertise in accounting, auditing, and investigative skills, coupled with effective explanation of findings. Since we are all CPAs, that is where we thrive!</image:caption>
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      <image:title>FORENSICS - Shareholder Disputes</image:title>
      <image:caption>We have experience helping many lawyers and business owners in inevitable shareholder disputes. When a dispute occurs over an unclear buy-sell agreement or a buyout is triggered, we are here to assist you in interpreting the valuation provisions of the buy-sell.</image:caption>
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      <image:title>FORENSICS - Marital Dissolution</image:title>
      <image:caption>Forensic accounting and business valuation skills are paramount when it comes to assisting you and you client in a marital dissolution matter. We have worked for husbands and wives, for the in-spouse or out-spouse, on one side or the other or jointly. We have seen it all over the past 30 years of doing work in this arena.</image:caption>
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      <image:title>FORENSICS - Wrongful Termination, Personal Injury, and Wrongful Death</image:title>
      <image:caption>We factor in expected retirement age, past salary, current salary, and future salary expectations into calculating lost wages due to termination, injury or death.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592932707271-CWICWPUCTO4VYEIGMKDU/glenn-carstens-peters-npxXWgQ33ZQ-unsplash.jpg</image:loc>
      <image:title>FORENSICS - data analysis</image:title>
      <image:caption>Commercial litigation matters can include data sets with hundreds of thousands of rows. Our team has experience identifying data discrepancies, synthesizing the data, and communicating the big picture patterns to a trier-of-fact.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592932732284-3QY70B3NWBTO4A5A8LTM/evan-wise-1SLDCdUZAcM-unsplash.jpg</image:loc>
      <image:title>FORENSICS - Business Interruption Claims</image:title>
      <image:caption>When your business has suffered a shutdown and it is time to bring your lost income claim to the insurance company, we are here to assist you in understanding how the most recent financial performance before the shutdown is best used to provide a defensible and supported picture of the loss.</image:caption>
    </image:image>
    <image:image>
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      <image:title>FORENSICS - Trade Secrets &amp; Intellectual Property</image:title>
      <image:caption>Intangible assets have real value and lead to real profits. Cogence Group determines lost profits to a business or unjust enrichment to a competitor in a trade secrets or intellectual property dispute.</image:caption>
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      <image:title>FORENSICS - Bankruptcy Analysis</image:title>
      <image:caption>A business’s solvency comes into play in fraudulent conveyance, bankruptcy alter ego and due diligence actions. Cogence Group has experience issuing and reviewing solvency opinions in the context of bankruptcy and litigation.</image:caption>
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  <url>
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    <priority>1.0</priority>
    <lastmod>2025-07-30</lastmod>
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      <image:title>HOME - Jay Sickler</image:title>
      <image:caption>CPA, Expert Witness in more than 180 cases since 1994, and founder of Cogence Group. Jay is a Certified Public Accountant, an Accredited Senior Appraiser (ASA) in business valuation, with the American Society of Appraisers, and has been designated as Accredited in Business Valuation (ABV) and Certified in Financial Forensics (CFF) through the American Institute of Certified Public Accountants. Jay created Cogence Group to help attorneys, their clients and business owners succeed. He loves assisting non-financial individuals understand financial stuff. When it comes to helping you in the courtroom, Jay is your guy. He is passionate about educating the judge and jury and was one of the first individuals in Portland to effectively provide expert witness services in large commercial litigation matters. Meaning he brings dedication, expertise, enthusiasm, and credibility to your case. Always ensuring you receive the best service. Jay and his team of ex-Big 4 CPAs offer unique, personable, and reliable services that very few other CPAs can offer to attorneys and business owners. We want to help you help your clients.</image:caption>
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      <image:title>HOME - Financial Forensic Services</image:title>
      <image:caption>Are you looking for help in a case involving financial, accounting, or economic analysis? We have testified in over 170 litigated cases. We analyze your financial or economic case challenges to deliver a logical, credible, and persuasive testimony in the courtroom.</image:caption>
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      <image:title>HOME - Business Valuation Services</image:title>
      <image:caption>Are you an attorney, business owner, or professional advisor looking for a business valuation? Here at Cogence Group we help tell the story of your business through numbers. In carrying out your business valuation, we consider the intangibles and how the value of your business is affected by a lifetime of investment.</image:caption>
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      <image:title>HOME - We’re here to help</image:title>
      <image:caption>Whether you’re an attorney, business owner, or trusted professional advisor, we’re here to help you. Do you need the most experienced economic damages expert to help with your case? Or are you looking for a reliable and comprehensive business valuation so you can retire?</image:caption>
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  <url>
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    <lastmod>2025-10-16</lastmod>
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      <image:title>ABOUT</image:title>
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      <image:title>ABOUT</image:title>
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      <image:title>ABOUT - Hi I’m Jay Sickler</image:title>
      <image:caption>Founder and President of Cogence Group My journey to creating Cogence Group started in 1988 when I went to Australia and joined a small “Corporate Advisory Services” department at Ernst &amp; Whinney (now EY). This department was made up of 12 people (out of a 300-professionals office) at the firm undertaking litigation support, business valuation and M&amp;A work. It was my first taste of forensic accounting. I remember my first big litigation case, which took a year of investigation and expert forensic accounting. When the case went to trial, I was in awe of the setting. A Judge in a long robe and a wig. Barristers, Solictors and Queen’s Counsel. I listened to the EY partner testify who I did all the groundwork for and thought about how I would answer the questions as they were presented. This courtroom experience ignited my passion for testifying in the courtroom. I eventually came back to Portland where I realized that no accounting firms offered these services for big high-stakes litigation. I was told by the leading litigation expert in Portland that my practice would never succeed locally and that I would have to do work nationally like he did. I took this challenge on and became the first economic damages expert to create a successful, sustainable, and respected litigation services practice in Portland. I am a person who isn’t opposed to a challenge. This is true in my personal life, my practice, and the courtroom. I don’t just think analytically, like typical CPAs, but I believe in being creative. No case is the same and therefore there is no typical solution or canned analysis. There’s nothing like being in a courtroom, testifying to a judge or jury and having them understand and accept your findings. After testifying as an expert witness in 180 cases over 30 years, I’ve built long-lasting relationships with battle tested attorneys and the city’s best law firms. I am here as a resource for you to find the solution to your case related financial issues. Let’s chat about how I can help you! jsickler@cogencegroup.com | 503-467-7901 | LinkedIn | CPA, CFF, ABV, ASA</image:caption>
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      <image:title>ABOUT - Megan Ramey, cpa, CFF, ABV</image:title>
      <image:caption>Principal mramey@cogencegroup.com | 503-467-7905 | LinkedIn Megan is a CPA licensed in Oregon, Accredited in Business Valuation (ABV), and Certified in Financial Forensics (CFF). Since joining Cogence Group in 2019, she has spent over six years helping business owners and attorneys untangle complex financial questions through valuations, forensic accounting, and clear, actionable analysis. Whether she’s quantifying economic damages, determining the value of a closely held business, or analyzing financial records for litigation, Megan is known for translating complex numbers into actionable insights that clients can use. Before her time at Cogence Group, Megan built a strong foundation as an Assurance Auditor at PricewaterhouseCoopers LLP in Portland. There, she managed multiple audit engagements, navigated tight deadlines, and honed the research, analysis, and communication skills she brings to every project today. Megan graduated Cum Laude from the University of Oregon in 2014 with a Bachelor of Science in Accounting. During college, she spent a semester studying abroad in Italy and volunteered as a peer mentor, experiences that shaped her collaborative approach and global perspective. Outside of work, Megan enjoys reading, playing board games, discovering new restaurants, and spending time with friends and family. Her curiosity and love for learning carry through in everything she does—whether it’s diving into a challenging case, strategizing over a board game, or tracking down the best new spot in town.</image:caption>
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      <image:title>ABOUT - Shelley Sickler</image:title>
      <image:caption>Co-Founder of Cogence Group Shelley oversees the administration of the firm and provides forensic accounting analysis on engagements where QuickBooks accounting records are involved. Shelley gained her accounting experience with companies in Portland, Oregon and Sydney, Australia serving in various internal accounting roles. Shelley earned a Bachelor of Science degree from Oregon State University. For fun, Shelley enjoys traveling with her husband of 41 years and her two grown daughters. She also loves to cook, do puzzles, and discover new dark chocolate treats.</image:caption>
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      <image:title>ABOUT - Arlynda Richmond</image:title>
      <image:caption>Office Manager and Paraprofessional Arlynda has been with the firm since 2007, and in addition to handling all office administration, she provides paraprofessional support on financial forensics engagements as needed. Her prior work experience includes administrative support for the partners in the CPA firm Thompson, Wiest &amp; Sickler, P.C., report production department senior for Arthur Andersen in Portland and lead report production for the Portland office of Ernst &amp; Young. Arlynda enjoys traveling with her husband of 45 years, tending to her backyard garden, and spending time with family and friends.</image:caption>
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      <image:title>ABOUT - cHANDLER Hiller, CPA, ABV</image:title>
      <image:caption>Analyst chiller@cogencegroup.com | 503-467-7906 | LinkedIn Chandler is a licensed CPA in Oregon and is Accredited in Business Valuation (ABV). She is also looking forward to pursuing her CFF (Certification in Financial Forensics) credentials in the next couple of years. Prior to joining Cogence Group, Chandler was an Assurance Auditor at Moss Adams LLP in Portland, Oregon. During her three years at Moss Adams, she successfully managed multiple projects, analyzed financial information, and consistently met deadlines. In addition, Chandler gained strong critical thinking, analytical, and communication skills. As an analyst at Cogence Group, Chandler strives to effectively meet client needs by analyzing complex forensic accounting and business valuation questions and communicating conclusions in a clear and concise manner. Chandler graduated with a Bachelor of Science in Accounting at Oregon State University in 2018. While in college, Chandler was an active member of the Beta Alpha Psi Accounting Fraternity and Alpha Chi Omega Sorority. She also studied abroad in England during the fall of 2016. In her free time, Chandler enjoys traveling, reading, cooking, and spending time with her family and friends.</image:caption>
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      <image:title>Case Studies</image:title>
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      <image:title>VALUATION</image:title>
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      <image:title>VALUATION</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933130079-P8MCFKB6CUT0LE1SZIAS/inaki-del-olmo-NIJuEQw0RKg-unsplash.jpg</image:loc>
      <image:title>VALUATION - Valuations in Litigation</image:title>
      <image:caption>Our valuations are professional, high-quality, and follow the business valuation standards agreed upon by the appraisal community to be presented reliably before a trier-of-fact. We hold the top business valuation credentials in the country.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1593037464715-U3EFDCBXY1FMEKDO4KEF/Succession%2BPlanning.jpg</image:loc>
      <image:title>VALUATION - Succession Planning</image:title>
      <image:caption>As a closely held business owner, you have most of your wealth in your business. If you’re looking to unlock the value of your business such as selling or passing it on, we are here to help ease the transition.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933171952-IDU0LZGWSUVIAUW4OVEC/Estate%252Band%252BGift%252BTax.jpg</image:loc>
      <image:title>VALUATION - estate and gift tax</image:title>
      <image:caption>With over 30 years experience in the gift and estate tax arena, we know how important it is to properly measure fair market value at the time of the gift or death. In regard to real estate holding companies, we have lots of experience valuing single-asset LLCs and complex multi-tiered entity structures. With our expert knowledge, we put together a credible, IRS compliant valuation for you or your client. Let’s help you take the complexities out of the equation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933200114-8VJ8ZAWGA6CZC5D286Y4/2.%252BDivorce%252BPapers.jpg</image:loc>
      <image:title>VALUATION - Marital Dissolution</image:title>
      <image:caption>When a divorce includes a closely held business (including personal and professional goodwill) or a real estate holding company, we have the experience to value them. If the marital estate includes stock options, pensions, other forms of deferred compensation, employment contracts, or non-compete agreements we have the experience to help with those as well.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933218571-TF2939VXKV3AT8WIPVVA/Internal%252BPlanning.jpg</image:loc>
      <image:title>VALUATION - Internal Planning</image:title>
      <image:caption>Sometimes you just want to know what your business is worth. You may not be contemplating an immediate sale, but you know that a sale could be in the not-so-distant future. That is where we come in. Without going through a more expensive formal valuation we can carry out a more abbreviated calculation of value assignment to give the peace of mind you are looking for as you plan your next move.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933239754-2H9H78R6R74ZO9O9YWYG/man-and-woman-near-table-3184465.jpg</image:loc>
      <image:title>VALUATION - Purchase or Sale of a Business</image:title>
      <image:caption>When you know it is time to sell or buy a business you need a small team of highly experienced professionals on your side. We have both the accounting expertise as CPAs, but also a wealth of business valuation experience from assisting both buyers and sellers put together a real deal. Count on experience you can trust.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592933259041-J263N6T3NAD9L9H1867P/cytonn-photography-GJao3ZTX9gU-unsplash.jpg</image:loc>
      <image:title>VALUATION - Buy-Sell Agreements</image:title>
      <image:caption>With the rise of disputes over buy-sell agreement terms, it’s essential to have a valuation section that is clear and unambiguous. We are here to consult as you draft or amend your buy-sell agreement. If you don't understand the nuances of your buy-sell agreement, we can walk you through it.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1592298005152-I9TSEJOWY24Q5DU5H52V/notebook-and-pen-beside-red-mug-on-gray-surface-3774057.jpg</image:loc>
      <image:title>Blog</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvseries-introtoapproachespart3</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/875397d5-fed5-4ba1-a82b-1f6ed981c366/3.+Intro+image+2622380283.jpg</image:loc>
      <image:title>Blog - Business Valuation Series - Understanding Business Valuation: An Introduction to the Three Generally Accepted Approaches (Part 3) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvseries-fullvscalculationofvaluepart2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/6167dc54-89eb-44db-be00-0cbeb8613db9/2.+Calc+v+Full+image+1492371420.jpg</image:loc>
      <image:title>Blog - Business Valuation Series - Understanding Your Options: Full Valuation vs. Calculation of Value (Part 2) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvseries-introtofmvpart1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/a5f3f72c-4892-4f51-9561-6db0c9a41253/1.+What+is+FMV+image+2218296270.jpg</image:loc>
      <image:title>Blog - Business Valuation Series - Introduction to FMV (Part 1) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/financialforensics2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/e284ec1f-6002-49de-8734-75285a128aa8/2026-Cgnc-Header-FF.jpg</image:loc>
      <image:title>Blog - 2025 Financial Forensics Year In Review</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/820dfe19-ddef-4a70-8f80-57d6f7476b94/in+process+or+settled.png</image:loc>
      <image:title>Blog - 2025 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/d775021f-b5ec-4457-bf75-ff6e48f4a0ff/Testimony+Table.png</image:loc>
      <image:title>Blog - 2025 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1749672216328-EVZ5TXJ09MS94VLEXQ74/unsplash-image-fvpgfw3IF1w.jpg</image:loc>
      <image:title>Blog - 2025 Financial Forensics Year In Review - LOOKING AHEAD TO 2026!</image:title>
      <image:caption>As we reflect on our achievements in 2025 and look ahead to the opportunities of 2026, we extend our heartfelt gratitude to our clients and colleagues. Your trust and partnership have been essential to our continued success.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/congratulationsmegan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/653e97fa-d10c-453b-a746-730150e18b63/valls_CogenceGrp_0072+-+MR.jpg</image:loc>
      <image:title>Blog - Celebrating Megan Ramey’s Promotion to Principal - We are proud to celebrate an exciting milestone at Cogence Group: Megan Ramey’s promotion to Principal!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvyearinreview2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/49b4a97d-e70b-4ec8-9277-63606f9aa7f1/2026-Cgnc-Header-BV.jpg</image:loc>
      <image:title>Blog - 2025 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/a9879aa3-4612-4b2a-975f-84f1790f5bf1/BV+Table.png</image:loc>
      <image:title>Blog - 2025 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/c12289f5-796f-4d94-84e4-132827efdbe2/2026.png</image:loc>
      <image:title>Blog - 2025 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/welcomerosita</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/c00a190f-3352-4684-a0c7-4e383c3a2e89/valls_CogenceGrp_0525_RG.jpg</image:loc>
      <image:title>Blog - Introducing Rosita Gutierrez: Financial Forensics and Business Valuation Analyst - Rosita comes to us with experience in both public accounting and industry roles at PWC, NW Natural, and Portland General Electric, where attention to detail, critical thinking, and problem-solving were crucial to completing her work.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/thecannabisresearchorder</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/e6526f0f-415c-4f00-a09c-7a957af967a6/iStock-1718248019+-+Cannabis+blog+1.2026.jpg</image:loc>
      <image:title>Blog - The Cannabis Research Order: A Turning Point for Valuations?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/findingthestoryinthenumbers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/cee38362-5ffd-4e91-8082-83db7880354f/iStock-1087508446.jpg</image:loc>
      <image:title>Blog - Finding the Story in the Numbers: When to Call a Forensic Accounting Expert</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bigbeautifulbill</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/958aa8ef-31b8-4df1-ab7e-668b38d03b44/iStock-2191407953-+Big+Beautiful+Bill.jpg</image:loc>
      <image:title>Blog - Big Beautiful Bill: Big Business Valuation Changes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/depositiondirectcrossexaminationquestions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/58caa7b2-10e0-4344-b8cb-4db3a35081f8/iStock-137055803+-+chess-+court+expert.jpg</image:loc>
      <image:title>Blog - How Expert Witnesses Can Support Your Strategy: Drafting Deposition, Direct, and Cross-Examination Questions</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/financialforensics2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/87ab5e83-cd91-49be-ad25-4084f7874567/2024-Recapheaders-FF.jpg</image:loc>
      <image:title>Blog - 2024 Financial Forensics Year In Review</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/53c43d6e-ddfe-4b7d-a23a-0b5af19d95a5/testimony.jpg</image:loc>
      <image:title>Blog - 2024 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/c1f2735d-f15a-44db-9885-0b6f57b50937/testimonyreal.jpg</image:loc>
      <image:title>Blog - 2024 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1749672216328-EVZ5TXJ09MS94VLEXQ74/unsplash-image-fvpgfw3IF1w.jpg</image:loc>
      <image:title>Blog - 2024 Financial Forensics Year In Review - LOOKING AHEAD TO 2025!</image:title>
      <image:caption>As we reflect on our achievements in 2024 and look ahead to the opportunities of 2025, we extend our heartfelt gratitude to our clients and colleagues. Your trust and partnership have been essential to our continued success.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/ponzischeme</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/84b4b116-d0de-4312-a43e-99db948047b9/iStock-1425181489+-Ponzi.jpg</image:loc>
      <image:title>Blog - Inside a High-Stakes Ponzi Scheme Defense: The Role of a Forensic Accounting Expert - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/case-study-economic-damages</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/42c1d0db-e14b-4d59-9b1e-1018d69ba4b5/iStock-1055975820+-+Damages+Claim.jpg</image:loc>
      <image:title>Blog - Case Study: Economic Damages - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvyearinreview2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/e0b08094-1068-4e21-a690-fa440412f638/2024-Recapheaders-BV.jpg</image:loc>
      <image:title>Blog - 2024 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/8f0238c7-7640-4095-ab56-6310dab85397/Table.png</image:loc>
      <image:title>Blog - 2024 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/ca6f460d-c2a9-48a4-8c56-e2103dae5de5/pexels-bertellifotografia-29509442.jpg</image:loc>
      <image:title>Blog - 2024 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/preparingforthesunset</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/1732228947779-GQL4163BSM8BJC0R1GJR/unsplash-image-6xRVVRKvmu4.jpg</image:loc>
      <image:title>Blog - Preparing for the Sunset: Estate Tax Changes</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/financialforensics2023-ggecx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/a9d601fa-c01a-4956-852a-e4bb2b7be01a/2023-Recapheaders-01.jpg</image:loc>
      <image:title>Blog - 2023 Financial Forensics Year In Review</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/f9c9d4a1-57d0-4e9c-b8b4-569967b571ba/In+Process+or+Settled.png</image:loc>
      <image:title>Blog - 2023 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/376b3c0f-7e6b-4ba1-908a-fbe1f3e15bd7/Testimony.png</image:loc>
      <image:title>Blog - 2023 Financial Forensics Year In Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/464d4785-fded-4834-9a3e-c2561104a21c/Silver+and+White+Analogue+Watch.jpg</image:loc>
      <image:title>Blog - 2023 Financial Forensics Year In Review - LOOKING AHEAD TO 2024!</image:title>
      <image:caption>As we celebrate the end of 2023, and the new year, we would like to extend our deep gratitude to all our clients and all who have contributed to our success in 2023.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/bvyearinreview2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/eb4c8d01-071f-4701-a143-7357ee16950f/2023-Recapheaders-02.jpg</image:loc>
      <image:title>Blog - 2023 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/6f3451ee-839c-4536-a329-b6e9b0547e6b/Summary.png</image:loc>
      <image:title>Blog - 2023 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea6c4f74feca535167223ad/501f17af-6d8e-4b2a-926e-73e15e6d4161/iStock-1713226621+-+Confetti+2024.jpg</image:loc>
      <image:title>Blog - 2023 Business Valuations Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cogencegroup.com/blog/personalinjury</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-04-16</lastmod>
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